What does the Amortization Calculator calculate?
It calculates an amortization schedule for a fixed-rate loan.
Finance
Amortization Calculator
Create a loan amortization schedule with principal, interest and remaining balance.
Tool
Amortization Calculator
Create a loan amortization schedule with principal, interest and remaining balance.
This tool runs in your browser. Your input is processed locally and is not uploaded.
About this Tool
Use this free amortization calculator to see how each payment is split between principal and interest. Enter the amortization term in years or months and review the remaining balance over every payment period.
Examples
- 12000, 5.5%, 12 months, monthly payments
- 50000, 7%, 5 years, monthly payments
- 200000, 4.5%, 20 years, monthly payments
Frequently Asked Questions
What can affect the result?
Results depend on the rate, payment timing, term and costs entered. Lender fees, insurance, variable rates and contract rules are excluded unless the calculator explicitly asks for them.
Does this calculator provide financial advice?
No. It provides a mathematical estimate based on the values entered and is not financial, investment, lending, accounting or tax advice.
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