What does the FIRE Calculator calculate?
It calculates a target portfolio for financial independence and early retirement.
Finance
FIRE Calculator
Estimate your financial independence number and time to reach it.
Tool
FIRE Calculator
Estimate your financial independence number and time to reach it.
This tool runs in your browser. Your input is processed locally and is not uploaded.
About this Tool
Use this free FIRE calculator to estimate your target portfolio from annual expenses and a withdrawal rate, then project how long it may take to reach that target.
Examples
- Annual expenses 36000 at 4% withdrawal
- Annual expenses 50000 with 750000 invested
- Annual expenses 36000, 4% withdrawal and 2000 monthly contribution
Frequently Asked Questions
What can affect the result?
Long-term projections are sensitive to returns, inflation, fees, contributions and withdrawals. They are scenarios, not forecasts of retirement outcomes.
Does this calculator provide financial advice?
No. It provides a mathematical estimate based on the values entered and is not financial, investment, lending, accounting or tax advice.